Th3 Core

>> nobody liked my boat idea

to me thats a nice idea but its a 12 month thing - sailing + nice weather + new places to go = great.  But I never wanted to be a round the world yachtsman and there are lots of things I want to see a long way inland.

All I said was "invest in farmland" and buy a house outright. 

If the boat is large enough to be a house, buy it outright!

Keep some in cash.  As a "just in case" fund.

>Confused???

You and me both?  I'm not sure I got you... I'm up for building sites and investing time and money in them, but I think of that more as a 'job', and one of the most difficult investments to exit if it doesn't do well.  Building sites to me is more like risk capital, because in most cases you can be left with nothing.  

I kinda see these things as apples and oranges. As far our investment portfolio goes, we have so much in stocks, so much in commercial real estate, residential real estate, metals, insurance, plus other assets, etc. My goal is to diversify, protect, and grow what we have in the safest way possible...

>the house didn't appraise?

What does that mean?  It has to appraise for *something*...

Sorry to hear that DB we just went through our own process to buy a house, our deal just closed, it's a sweet place:

http://www.prayfornathan.org/blog/dorjes-haven.html

OK Marcela....remember how I told you to get a goat to "mow down" the yard...ignore that.

You'll need A HERD of goats to mow down the yard!!

<added> You'll also probably want to get a few guinea hens to eat down the ticks.  They are *very* good at that.