>> Tik Tok
A friend who was an early adopter (and is in his 80s by the way), says it has basically become the Home Shopping Network.
>> credit cards
This is a major consideration for me. Especially after I started working on e-comm sites and realized what percentage had no clue about PCI compliance and basic security.
>> 3am
Different world. The delivery people who use their personal cars are OnTrac, which I call OffTrac. They only come once per week. So second day delivery takes 2-8 days. But since they deliver to the wrong address 10% of the time and cancel the weekly delivery of weather is bad, it can be 3 weeks to never for a package to arrive.
They are cheap so a lot of “free” shipping goes via OffTrac. So even second day delivery is not really a thing unless you pay for the up charge for UPS/FedEx overnight…. Which is actually second day, not overnight. Nobody offers that except courrier services… maybe. Some oil-rich prince had his favorite wine courriered to the hotel for dinner once. Several hundred dollars :-)
So this infrastructure that has been built up in the cities just surprises me every time.
That said, I think online shopping and rapid delivery, even if not AS rapid, is a much bigger change for rural areas than it is for urban and suburban areas.