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Messages - buckworks

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Water Cooler / Re: Travoli right about micro-billing
« on: April 17, 2019, 07:12:31 PM »
Maybe they could do that instead of building a wall?

Water Cooler / Re: Core continuing commitment to health and fitness
« on: April 07, 2019, 01:02:58 PM »
>> burnt my porridge while spreadsheeting

Make your porridge in the microwave. It will turn off by itself.

Water Cooler / Re: Quotes that hit home
« on: April 04, 2019, 06:38:48 AM »
Seen on a forum:

We're going to be running out of a lot of stuff soon. I hope we evolve.

Water Cooler / Re: Wow. Worth a read. Show kid*
« on: April 02, 2019, 09:14:37 AM »
>> dinosaur nut

Our just-turned-four grandson Joel is a dinosaur nut. He amazes me with how much he knows about them.

My husband was recently reading him a story about dinosaurs and he tripped over a multi-syllable name.

"That's a hard name, " he said.

Joel replied solemnly, "They all are. But you can get it if you practice."

As an advertiser, I sure wouldn't want to be paying for such clicks.

Water Cooler / Re: Quotes that hit home
« on: March 24, 2019, 03:09:00 PM »
Donít confuse difficult with impossible.

Difficult means there is a way. Most likely a way you donít prefer but still a way.

-- some dude on Twitter

Hmmm ... over a million dollars per job.

Traffic / Re: Murdoch's News Corp calls for Google breakup
« on: March 12, 2019, 06:48:18 PM »
Contrarian view: Warren has proved that she / her team think they can help themselves to other people's intellectual property (Facebook logo etc.)

If you want to advertise on [your platform of choice], make sure you understand their policies and respect them. Don't disregard the policies then cry foul when they're enforced.

Water Cooler / Re: UK knives; this seems like a dumb idea
« on: March 09, 2019, 08:30:36 PM »
According to the article, single knives are more likely to be stolen than sets. So while the restriction might or might not have any effect on stabbing crimes, it does have some logic from the viewpoint of reducing shoplifting.

Cooks who want good knives for kitchen use can still buy sets ... which are often a better deal anyway.

Right now I'm thinking about the scene in Crocodile Dundee where he pulls the big knife from under his vest. He couldn't do that these days!

Water Cooler / Re: Pile of Index Cards system
« on: March 09, 2019, 12:56:18 PM »
If you like to work with index cards, you might like the "pocket briefcases" at Levenger:

Water Cooler / Re: Brain Chips To Make People Superintelligent
« on: March 09, 2019, 01:08:06 AM »
>> Think how dark it'd be in here if I told you what I really think is happening.

I'd risk/accept some darkness if it helped me to understand the world more realistically.

Suggestion: start a dedicated "dark thread" similar to the one for recession items.

Water Cooler / Re: Brain Chips To Make People Superintelligent
« on: March 06, 2019, 07:19:01 AM »
>> bet the average IQ here is over 120

I would make the same bet.

There's a saying that if you're the smartest person in the room it's time for a new room. I love The Core for that reason ... there's lots of people smarter than I am about a variety of things.

>> kinds of stupid that no chip will ever correct

Yup. Mea culpa, sometimes!  ;D

>> Can we bargain that down to this year?

Bargain as you wish.

It's someone else''s document that I'm expecting this week. :)

>> A huge help in the long run.

Yes. But it's not in a form that makes them dependent.

>> So now you're there for both of you

Yes. For those who haven't heard the story, my husband quit his job and went for a master's degree, enabled by my affiliate income. I got to brag that I was married to an A student!

>> does the "balancing act" impact your continued client and affiliate work, or are you just doing what you enjoy and not considering kids (and grandkids) in that picture?

Kids and grandkids are high on the list of what I enjoy. :-)

Re client / affiliate ... I  have one client these days, and affiliate work goes up and down. I can pick and choose what's interesting, I don't "have to" work. So I end up doing strange things just because they're fun ... such as proofreading a doctoral dissertation which I expect to receive this week.

>> adults do not have to act like grown-ups because they are being supported way too long

No ongoing support here, other than helping with grandkids' music lessons or sports fees. We've given a few surprise, no-strings $$ gifts when something went unusually well for us (e.g. website sale). In every case the $$ were put towards debt reduction, so used sensibly enough I'd say.

The biggest thing I'd like to do for grandkids would be some help with postsecondary tuition when the time comes. My grandmother paid for a year's tuition for me, and I'd like to do the same or similar.

Here's where the balancing comes in. How generous can/should we be for such things when we might have thirty years left to provide for ourselves? Or even forty if I were to live as long as my oldest uncle? To that question, add in some concerns about government pensions going broke ...

>> big advocate of a 100% inheritance tax -- basically the idea was to leave nothing for the children and make inter-generational transfers of wealth impossible

That would encourage older people to burn through their money instead of saving and investing, and increase the numbers who end up penurious. Not a good idea IMHO.

>> goal is to die broke

I have often told my sons that I'll try to leave enough money so they can go out for beer and pizza after my funeral. Anything beyond that will be a bonus!

>> The hard part is the timing

Yes. My husband and I have a balancing act right now between wanting to help our kids but also needing to make sure we plan sustainably for long lives of our own. Between us we have a number of relatives who lived (or are still living) into their late nineties or even over 100 so we need to keep that in mind for our own prospects.

My son the financial planner says that only a minority of the people he sees have any systematic savings plan for old age. He says that for most people their house is their biggest investment ... not because houses are such great investments but because it was the only investment that they worked at systematically over time.

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