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Messages - rcjordan

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I have problems with the explanations I see about people moving to healthier choices. That's BS. People are eating Whoppers and Big Macs 3 times a day.

Big in my feeds.

Average tax refund down 17 percent, IRS reports - POLITICO


'Soda tax' associated with 50 percent drop in sugary drink consumption in Berkeley CA

Water Cooler / Here ya go, Brad. Snowbot
« on: February 22, 2019, 02:34:36 AM »
Autonomous bot is good to go, for clearing snow

Economics & Investing / Re: At waht age do you want to retire?
« on: February 21, 2019, 09:47:16 PM »
The tough part is to *realistically* calculate what income you're going to need to support a tolerable lifestyle after you retire.  I am shocked by the wildly optimistic factors I see out there.

Inflation is the toughest, and inflation for expenses is going to be higher than inflation for revenues. 

>Now he sits here at almost 90

The other tough one is projected lifespan.  You can't bank on the population demographics of M81/F83.  Use 91.

Oh, and the average US couple spends something like $250k on out-of-pocket medical, even with Medicare and supplemental insurance.

Economics & Investing / Re: At waht age do you want to retire?
« on: February 21, 2019, 07:55:18 PM »
Currently in the US, unless driven by dire personal circumstances, it is best to postpone drawing Social Security until you're 70 --even if you have to use other savings to supplement your income after age 62.  (SSA regs change as to "full retirement" age based on year of birth, so this may vary some.)

Basically, SSA pays you 8% per year if you postpone after full retirement age (mine was 66).  It penalizes you 8% per year if you start early.  So the difference between 62 vs 70 is massive.

When I first hit on this back 15 years ago, it was a radical idea.  Supposedly, the stock market was *guaranteed* to do better than 8% per annum.   Heh, that's since changed and I see the above advice touted all the time now.

Water Cooler / Re: Civil forfeiture expanded
« on: February 21, 2019, 03:54:27 AM »
>Great news

Yeah, just don't speed or jaywalk.  Gotta make that budget somehow.

Water Cooler / Re: tuning out?
« on: February 20, 2019, 09:40:05 PM »
When the Sinclair Media Group acquires local TV news stations, (1) coverage of local politics gets replaced by national politics, (2) the ideological slant shifts sharply to the right and (3) viewership slightly decreases. Sinclair stations will soon be viewable in 72% of US households. (

Water Cooler / Re: Civil forfeiture expanded
« on: February 20, 2019, 09:14:24 PM »
Supreme Court Puts Limits on Police Power to Seize Private Property - The New York Times

Federal data:

"Throughout much of the Midwest, U.S. farmers are filing for chapter 12 bankruptcy protection at levels not seen for at least a decade"

Farm Belt Bankruptcies Are Soaring - WSJ

US cities with most traffic for 2019 - Business Insider

Water Cooler / Re: Gonna have a breeze
« on: February 17, 2019, 10:16:10 PM »
<update on millions of dead chickens>

Pretty interesting read.

After Hurricane Florence, dead chickens, turkeys composted | Durham Herald Sun

Quote that hit home:
“Dealing with 4 million dead anything is a sizable job”

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