The Core
Why We Are Here => Water Cooler => Topic started by: Mackin USA on September 08, 2017, 09:42:16 AM
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Experian is currently running TV ads
https://www.ispot.tv/ad/wBOh/experian-dark-web-scan-protect-your-identity
Is this click bait or a worthy service?
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Not worth it, IMO. Just freeze your credit on all 3 credit bureaus.
BTW, Experian just had a huge breach of their database. Estimates of 143M accounts involved.
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>> Equifax <<
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There are only really 3 credit services. Just freeze your credit. I think it's free in NC and $10 to unfreeze it. It shuts down pretty much every vector for identity theft.
Based on personal experience, and as mentioned in an earlier thread here, apparently no one is using the freeze method. Yes, it's a minor mid-level PITA, but it's as good as it gets and free/cheap. Because it's free/cheap and mandated by the gov, you ain't going to see the credit bureaus touting it.
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<added>
http://th3core.com/talk/members-only/successes-and-failures-on-2016-goals/msg46194/#msg46194
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Experian is currently running TV ads
https://www.ispot.tv/ad/wBOh/experian-dark-web-scan-protect-your-identity
Is this click bait or a worthy service?
Does this strike anyone else as snake oil? How exactly is this meant to tell if my personal information is being traded on the dark web? Presumably someone selling my personal information isn't going to post it in plain site for free so that experian can index it (even if they could find it on the uncrawlable dark web). I'd imagine it would be in a locked away archive file until someone pays up for it. So either Experian are buying all the data from criminals or this is likely bullshit.
They're probably just seeing if you data is amongst the huge chunk that they just lost.
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RT, our three credit bureaus regularly offer snake oil for sale. I get letters from them telling me "Someone just asked for your credit report. Sign up for our service to" yada-yada-yada.
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Would be good data for retargeting when it surfaces :-)
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https://www.equifaxsecurity2017.com/
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And these guys are true MFs
https://www.bloomberg.com/news/articles/2017-09-07/three-equifax-executives-sold-stock-before-revealing-cyber-hack
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Guides
https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs
http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/
Services and how to freeze on each one
https://help.equifax.com/s/article/ka137000000DSDjAAO/How-do-I-place-a-security-freeze-on-my-Equifax-credit-file
https://www.transunion.com/credit-freeze/place-credit-freeze
http://www.experian.com/blogs/ask-experian/credit-education/preventing-fraud/security-freeze/
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Equifax’s Hacking Nightmare Gets Even Worse For Victims
If your data had been stolen, Equifax offered one free year of the company’s credit monitoring service known as “TrustedID Premier.” But some fine print also included on the website may mean that consumers who agree would be giving up the right to sue over many types of damages claims related to the massive penetration of its database.
https://www.bloomberg.com/news/articles/2017-09-08/equifax-s-hacking-nightmare-gets-worse-thanks-to-arbitration-clause
http://www.chicagotribune.com/business/ct-equifax-consumer-protection-0910-biz-20170908-story.html
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https://techcrunch.com/2017/09/08/psa-no-matter-what-you-write-equifax-may-tell-you-youve-been-impacted-by-the-hack/?ncid=mobilenavtrend
Equifax Trust ID site tells people at random whether they've been impacted by hack or not/-try it yourself!
https://techcrunch.com/2017/09/08/psa-no-matter-what-you-write-equifax-may-tell-you-youve-been-impacted-by-the-hack/?ncid=mobilenavtrend
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Headlines say the the NY Attorney General has forced scumbag Equifax to drop the fine print on forced arbitration.