https://www.cnbc.com/2024/10/04/zillow-adds-climate-risk-data-to-home-listings.html
https://www.wral.com/story/home-insurers-argue-for-a-42-average-premium-hike-in-north-carolina/21661671/
Home insurers argue for a 42% average rate hike in North Carolina
How quickly (or slowly) do you think building codes will modernize to increasingly extreme conditions?
Or maybe new home builders will upgrade materials and methods that allow them to sell homes "with lower insurance rates"?
I'm thinking of the hurricane-resistant new construction companies.
https://www.goodnewsnetwork.org/this-hurricane-proof-florida-development-easily-endured-helene-ian-and-idalia-proving-climate-designs-work/
https://www.nytimes.com/2018/10/14/us/hurricane-michael-florida-mexico-beach-house.html
>How quickly (or slowly) do you think building codes will modernize to increasingly extreme conditions?
FL & SC have added code requirements for 'fortified' roofs. (I've read that many of the SE coastal building codes were instituted or upgraded after Hurricane Hazel.) But code upgrades increase costs and that quickly becomes a political issue.
https://fortifiedhome.org/solutions/
Solutions - FORTIFIED - A Program of the Insurance Institute for Business and Home Safety (IBHS),
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https://coastalreview.org/2024/04/anti-regulation-sentiment-may-fuel-nc-insurance-crisis/
Anti-regulation sentiment may be fueling insurance crisis | Coastal Review