Don't bank online answer the phone or reply to text messages
https://torontolife.com/deep-dives/the-phone-scammers-next-door/
"the most prevalent mechanism of fraud remains the humble telephone. And yet it also makes sense: everyone has one"
a good read
I was going to pull that quote, but closed the tab and didn't go back. But that was the line that struck me too.
>everyone has one
I have one, yes, a 9yo hand-me-down Samsung Note 8. No apps installed that I'm aware of. I carry it maybe 3-4 times per year. I am using it recently for some medical providers that require 2fa. People are incredulous when they're told I don't carry a phone --particularly women.