"I used to ghostwrite SEO-optimized promotional web content for a living. I thought the good times would never end."
So starts the story of a descent into Hell using Payday loan apps.
"I don't know if AI will ever be able to produce writing of value. But its ability to produce valueless writing was instantly evident, and so, from the moment of ChatGPT's late 2022 launch, I knew it would ruin my life."
"You sign up and grant them access to your banking history, and their automated underwriting tools make an offer, typically between $25 and $500, with a repayment window of seven to fourteen days."
QuoteWhen I first joined the app, about eighteen months ago, Albert offered me $25.00. To acquire this loan, I was required to pay an additional fee: A $6.99 instant deposit charge plus the cost of a $19.99-per-month subscription to Albert's Standard plan, due in one week's time alongside the full loan repayment. (If I really wanted to make the most of my $25.00, I also had the option of Albert's $39.99-per-month Genius plan, which, among a very small handful of other talents, can "find restaurants based on your location, or in a specific area.")
https://thebaffler.com/salvos/paid-phones-kolitz