free tool which supposedly reads anyone's Dropbox account.

http://www.cybermarshal.com/index.php/cyber-marshal-utilities/dropbox-reader

This why I am not keen this sort if thing for important files.  Behind my network has to be more secure.

Jeez. I use Dropbox for a lot of files. Might have to rethink that. This will be cloud technology's biggest problem - persuading people that their stuff is safe. How long before iCloud gets hacked into?

Similar but different.....

Having a bit of difficulty with my PCI scan, and my netgear Stora. (Networked storage)  When its on, I fail the pci scan, because they say it can be Hacked.

You could use something like DropBox if you encrypted the files first. That would thwart this tool. The problem is that you need to unencrypt them at the other end. It's no use having encrypted files when you can't open them on your phone. It would work well between PCs though.

Just read about another alternative, supposedly better:
https://www.sugarsync.com/