Algorithms are taking over – and woe betide anyone they class as a 'deadbeat'

https://www.theguardian.com/world/commentisfree/2018/jul/12/algorithm-privacy-data-surveillance

I somewhat disagree, I'm a big believer that stereotypes generally serve as an efficient way to classify. But it's worth a post.

I see people who want credit, but cannot get it because they have never had it. So the algo marks them as a bad bet.  A 44 year old lady with some quite severe medical problems, a gross income of £25k p.a. and low over heads, was told no... so she has to save up.

It was for a mobility scooter.... more important than a car.  Along the lines of a pair of legs to most of us.

My point is that it has been happening in the UK for years.  And yes it is appalling.

Logic clearly dictates that the needs of the many outweigh the needs of the few. ^{Spock, Wrath Of Khan} 

You have to do bulk-handling to meet the needs of vast populations, I'm afraid.

One of the ones that worries people is that, upon analysis, it turns out that people who mention God in their loan applications have much, much higher rates of default.

> stereotypes generally serve as an efficient way to classify

So they're building a new house across the street. (Boo! Hiss!) For the last week-10 days there has been a framing crew on site.  I cannot see the crew -but just the peak of the roof- because of trees, only hear the hammering and the jobsite radio.  They're hispanic.

Stereotype A: They're working 11 hour days, 6-7 days a week.

Stereotype B: Mariachi music instead of whoever replaced Rush Limbaugh.