Got an offer on the house...

[Gurtie]

>> nobody liked my boat idea

to me thats a nice idea but its a 12 month thing - sailing + nice weather + new places to go = great.  But I never wanted to be a round the world yachtsman and there are lots of things I want to see a long way inland.

[ergophobe]

A friend lived on his boat in the Emeryville (just south of Berkeley) marina while he did grad school and his post-doc. After a life of sailing, he couldn't bear the thought of not being able to sail just because he couldn't afford rent and a boat. So he passed on the rent. His boat was docked most of the time and never moved ports.

It's a special way of life and every once in a while a boat needs to be pulled into dry dock for maintenance, so you have to have contingencies for that.

Worked for him, though.

[grnidone]

All I said was "invest in farmland" and buy a house outright. 

If the boat is large enough to be a house, buy it outright!

[dogboy]

Ok, I got a signed contract, dependent on them getting a mortgage, but hopefully everything falls into place.

Whew...

I think the plan is rent in Florida and buy something foreclosed up in the Smokeys and invest the rest in the market. Just got to figure out what goes up when things go down.

[grnidone]

Keep some in cash.  As a "just in case" fund.

[dougs]

Confused???

The internet is the fastest growth sector on the planet........

Build a simple useful site and look after the baby

Doug

[dogboy]

>Confused???

You and me both?  I'm not sure I got you... I'm up for building sites and investing time and money in them, but I think of that more as a 'job', and one of the most difficult investments to exit if it doesn't do well.  Building sites to me is more like risk capital, because in most cases you can be left with nothing.  

I kinda see these things as apples and oranges. As far our investment portfolio goes, we have so much in stocks, so much in commercial real estate, residential real estate, metals, insurance, plus other assets, etc. My goal is to diversify, protect, and grow what we have in the safest way possible...

[dogboy]

I just got the word the house didn't appraise. Both agents are shocked and going to appeal, but now that opens us up to the buyers walking, which would suck big time. But usually appeals don't work out.

I just got back down here yesterday with an empty truck and trailer I need to return before May 31, either way.

f###.

[grnidone]

>the house didn't appraise?

What does that mean?  It has to appraise for *something*...

[dogboy]

it appraised for $50k less than the proposed mortgage amount.... which means the bank wont give them a mortgage.

[2much]

Sorry to hear that DB we just went through our own process to buy a house, our deal just closed, it's a sweet place:

http://www.prayfornathan.org/blog/dorjes-haven.html

[dogboy]

wow, that place is outrageous!  Good for you!!!!!

[grnidone]

OK Marcela....remember how I told you to get a goat to "mow down" the yard...ignore that.

You'll need A HERD of goats to mow down the yard!!

<added> You'll also probably want to get a few guinea hens to eat down the ticks.  They are *very* good at that.